Quantcast XP Math - Forums - View Single Post - can u help me do the math and figure out what my mortgage payment will be...?
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Old 07-30-2007   #4
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You're on the right track looking to refinance before your rate goes bonkers!I would shop around a little more before running with the 8.15% rate and find out more information.Questions to ask:-What is my home worth?-What will my new loan amount be?-Is there a prepayment penalty?-What type of income/asset documentation will I need to provide?-What is my credit score? Are there things I can do to quickly improve this score?-Does this new payment include your taxes, insurance and mortgage insurance (if applicable)?